The health plan that sent it to me said it was for $10. When I went to use it at Panera Bread it only had 91 cents on it. I had to make an account just to find out the balance on this card, and then verify with a code sent to my email address. So here the security was great.
My question is, did they only put 91 cents on it, did it lose value since I received it in December, or had someone already used it for $9.09 and then sent it to me?
What do you think?